A Sanitation company hired Premium Recovery experts, and we reviewed the workers’ compensation premiums paid by this company over the last 7 years. We uncovered errors in the Experience Modification Ratings (EMR) for 2018 and 2019. The EMR, which affects premium costs based on a company’s safety record and claims history, had been miscalculated, leading to overpayment.

We worked with the company’s previous insurance carrier to correct these errors, resulting in two refund checks totaling $39,868. This case emphasizes the importance of reviewing past workers’ compensation audits for errors, even when premiums seem correct. Small mistakes in EMR calculations can lead to significant overpayments.

We recommend businesses regularly audit their workers’ comp records to ensure premiums are accurate and identify opportunities for refunds.

Contact us today to find out if your money is sitting in a previous audit!